Your HVAC can break.Your budget doesn’t have to.

Insurance-backed coverage for your rooftop HVAC. Get your quote with just an address.

Your quote and risk report are free. No commitment.

Discover the program
One flat monthly feeUse your own contractors.We’ll pay the bills.
  • 100% of repairsParts, labor and travel, including emergency visits.
  • 100% of replacementsof replacement equipmentEquipment cost, for units within useful lifeFor units within useful life. Installation excluded.
  • $0 deductibleCovered from the first dollar

From address to covered in three steps.Your building. Your quote.
Your coverage.

  1. 1207 Elm St, Westbrook, CO

    Enter your address

    We find your building and read every rooftop unit from aerial imagery.

  2. Your quoteOne flat monthly fee$•••Risk report3 units

    Get your quote

    One flat monthly fee and a risk report, in your inbox within 24 hours.

  3. Free inspectionCoverage startsYour contractor bills us

    Start coverage

    After a free inspection, repairs and replacements are covered.

Find my building
Scription’s RoofIQ analysis showed me a five-figure liability sitting on a roof I’d never seen. I wouldn’t sign a lease with HVAC obligations without using them again.
Alyssa HutchisonHead of Sales
See the technology
Aerial view of commercial rooftops, with HVAC units flagged by RoofIQ

Built for the businesses on the roof.Built for businesses with rooftop HVAC.

For owners and tenants, from a single unit to a portfolio.

See industries

Good questions, short answers.

Full coverage details
How is this different from my property or equipment breakdown insurance?

Those policies respond to sudden external damage and exclude wear. Scription covers the wear, age and breakdowns they leave out, with no deductible. Nothing you carry today needs dropping.

Who pays for HVAC on a triple-net lease?

Usually the tenant. Most triple-net leases put HVAC repair and replacement on you. A flat monthly fee turns that open-ended liability into a fixed cost.

Do I keep my HVAC contractor?

Yes. Keep who you already use. They bill us directly.

What isn’t covered?

Other equipment like PTACs, boilers and chillers, plus preventative maintenance and the install labor, crane and permits on a replacement. Full terms are on the Coverage page.

How fast is the quote, and when does coverage start?

Your quote arrives within 24 hours (48 for 10 or more roofs). Coverage starts after a free inspection confirms your units.

How is it billed?

A 12-month agreement, billed monthly. Pay the year upfront and save 3%.